Fourth graders learn to make a simple budget — a plan for money. They list how much they have, cover needs first, then wants, check that it fits, and save the rest. A budget turns “wishing” into a real plan.
Students will be able to…
How do you make your money cover what you need AND want? You make a plan called a budget. What are the steps?
Project this and have students put the steps of making a budget in order.
Tap any phase to open the teacher moves and student actions.
How do you make your money cover needs AND wants? Make a budget — what are the steps?
Students explore.
Students practice.
Students apply.
Students close.
Aligned to the C3 Framework (Economics) & the National Standards for Personal Financial Education.
Create a simple budget.
Explain how choices use resources.
Draw conclusions about a plan.
Prioritize needs over wants.
Preview the three formative checks. Tap “Sample answer” to see what mastery looks like — hide them before you print for students.
Have students make a simple $10 budget covering one need and one want. A printable budget sheet is in the Social Studies library.
Tap a card to flip it, then rate whether you knew it. Built from this lesson’s vocabulary.
A quick self-check with instant feedback, drawn from this lesson’s key terms.
A print-and-go review sheet with a built-in answer key. Tap “Show answer key” to reveal answers, or print the clean version for students.